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Platform

Five intelligence layers. One autonomous platform.

PALM orchestrates the full loyalty lifecycle — from raw behavioral signals to personalized decisions — without the need for constant manual oversight.

Discover Target Personalize Optimize Measure Core Modules Deployment Models
01

Discover

PALM continuously builds and refreshes a 360-degree customer profile by ingesting transactional, behavioral, and contextual signals in real time. Every shopper becomes a richly defined individual, not a demographic category.

  • AI-driven behavioral segmentation across purchase history, frequency, and spend patterns
  • Propensity scoring for churn risk, upgrade likelihood, and category affinity
  • Cross-channel identity resolution merging online and offline touchpoints
  • Real-time profile enrichment as new events arrive
Segment Intelligence
High-Value94%
At-Risk31%
Reactivation67%
New Members82%
Propensity Scores
Churn Risk23%
Tier Upgrade71%
Category Expansion58%
Audience Builder
Weekend High-Spenders14,220
Lapsed Premium Members3,841
Cross-Category Switchers8,107
02

Target

Precision audience construction powered by predictive models that evaluate thousands of behavioral signals to identify the right customers at the right stage of their journey — before they act.

  • Lookalike modeling to expand high-performing segments
  • Intent-based micro-segmentation with sub-24h refresh cycles
  • Rule-based and AI-governed audience overlap management
  • Suppression lists to protect customer experience quality
03

Personalize

PALM generates and serves unique content, offers, and reward structures for each customer — dynamically assembled in real time based on context, history, and predicted response probability.

  • Next-best-offer (NBO) engine with real-time decisioning
  • Dynamic reward value calculation based on margin and customer lifetime value
  • Channel-specific content adaptation (push, email, in-app, POS)
  • Tier-aware personalization respecting loyalty program structure
Personalization Engine
Next Best Offer
Double points this weekend
Confidence: 91% · Valid 48h
Channel
Mobile Push
Send Time
Fri 18:30
Optimization Dashboard
Test Variants
4
Winner Confidence
97%
Budget Pacing
82%
Cost / Conversion
-14%
04

Optimize

PALM's optimization engine runs continuous experiments across every campaign dimension — from offer value to channel timing — using multi-armed bandit algorithms that shift spend toward winning variants in real time.

  • Automated A/B and multivariate testing with statistical significance detection
  • Budget pacing controls aligned to campaign objectives
  • Guardrail policies preventing margin erosion or over-rewarding
  • Winner auto-promotion with configurable confidence thresholds
05

Measure

Understand true campaign performance with PALM's multi-dimensional attribution engine. Go beyond surface metrics to measure incremental lift, customer lifetime value impact, and long-term program health.

  • Multi-touch attribution across all loyalty touchpoints
  • Control group management for incremental lift isolation
  • CLV cohort tracking and churn curve analysis
  • Exportable reports and real-time executive dashboards
Attribution Report
Channel Conversions Lift
Mobile Push4,821+42%
Email2,304+28%
In-App1,987+35%
POS Trigger3,412+61%
Core Loyalty Modules

Everything your loyalty program needs

PALM is built on a composable module architecture. Each module ships production-ready and can be configured, extended, or combined to match your exact program design.

Discount & Promotion Engine

Design, schedule, and automate multi-layered promotions — SKU-level discounts, basket rules, flash sales, and personalized vouchers — all triggered by real-time behavioral signals.

  • Rule-based and AI-driven promotion logic
  • Real-time eligibility checks at POS
  • Stackable discount hierarchies
  • Fraud-prevention and redemption limits

Point Earn & Redemption

Configure flexible point accrual across every touchpoint — in-store, online, app — and let members redeem seamlessly against purchases, rewards catalog items, or partner benefits.

  • Configurable earn rates per channel and SKU
  • Expiry rules and point lifecycle management
  • Partial and full redemption at checkout
  • Cross-brand and coalition point pooling

Tier & Subscription Management

Build multi-level membership tiers with automatic upgrade and downgrade logic, or layer in paid subscription plans that unlock exclusive pricing, services, and priority access.

  • Unlimited tier levels with custom qualifiers
  • Automated status recalculation and notifications
  • Paid membership and recurring billing support
  • Tier-based benefit tables and entitlements

Gamification

Increase engagement frequency with challenges, streaks, badges, and leaderboards that reward desired behaviors — visit cadence, basket growth, product discovery, and referrals.

  • Mission and challenge builder with completion tracking
  • Streak rewards and daily engagement incentives
  • Badge and achievement library
  • Opt-in leaderboards with privacy controls

Campaign Management

Orchestrate omnichannel loyalty campaigns across push, email, SMS, and in-app — with AI-driven send-time optimization, A/B testing, and performance reporting built in.

  • Drag-and-drop campaign journey builder
  • Segment targeting with real-time audience updates
  • A/B and multivariate testing
  • Full attribution and incrementality reporting

Member Profiles & Analytics

Maintain a unified 360° member profile that aggregates transactional, behavioral, and preference data — with a self-serve analytics layer for segmentation, cohort analysis, and CLV modeling.

  • Unified member ID across channels and devices
  • Real-time activity feed and preference tracking
  • Pre-built cohort and CLV dashboards
  • Data export and BI tool integrations
Deployment Models

Choose your deployment path

PALM is available as a fully customized enterprise deployment or as a production-ready SaaS platform — both backed by the same AI engine and infrastructure.

Enterprise

Enterprise Deployment

A fully tailored implementation designed around your existing systems, data architecture, and operational workflows. PALM's team works alongside yours to build deeply integrated loyalty infrastructure.

  • Custom data connectors for your specific stack
  • Bespoke loyalty mechanics and program rules
  • Dedicated infrastructure with custom SLAs
  • On-premise or private cloud options
  • Embedded AI model training on your data
  • Dedicated success and implementation team

Ideal for: Large retailers, financial institutions, and organizations with complex legacy systems or regulatory requirements that demand full control.
SaaS

SaaS Platform

A production-ready deployment using PALM's pre-built connector library and standard loyalty building blocks. Faster time-to-market with less implementation overhead — without sacrificing AI power.

  • Ready-to-activate connector library (POS, CRM, CDP, e-commerce)
  • Preconfigured loyalty templates and mechanics
  • Shared multi-tenant infrastructure with 99.99% SLA
  • Self-service campaign and segment management
  • Standard AI models pre-trained across PALM's customer base

Ideal for: Growing businesses and mid-market brands seeking rapid deployment, predictable costs, and a proven loyalty foundation without long implementation cycles.